Serafinox
SAP-native Spend-to-Settle

From Spend
to Settle.
In Sync with SAP.

Bring corporate cards, employee expenses, policy and budget controls, approvals, reconciliation and SAP posting readiness into one governed finance flow.

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SAP
Spend-to-Settle One governed finance process
SAP-native
SAP master data & controls
Company Code Cost Center WBS / INTERNAL / Order
Spend enters SAP
Corporate Cards Card & bank transactions
Employee Expenses Claims & receipts
Petty Cash Cash & small-value spend
Travel Trips & travel expenses
01 Capture Transactions & receipts
02 Classify SAP dimensions & spend type
03 Claim Expense claim creation
04 Approve Role-based workflow
05 Post Posting-ready finance data
06 Reconcile Match & resolve exceptions
07 Settle Close the finance cycle
08 Analyze Visibility & control
Governed inside SAP Policy & budget controls applied across the flow
The Spend-to-Settle Journey

From Capture to Settle.
All in Sync with SAP.

Capture

Capture card transactions, expenses and receipts.

Classify

Classify spend and map it to the right SAP dimensions.

Claim

Create expense claims with policy and budget validation.

Approve

Route spend to the right approvers with role-based workflows.

Post

Move clean, validated spend toward SAP-aligned posting.

Reconcile

Reconcile corporate card and employee spend with clear exceptions.

Settle

Settle approved spend through SAP-aligned finance processes.

Analyze

Monitor spend, budgets and operational visibility in one flow.

Built for SAP-first enterprises

Control spend.
Strengthen finance.
Drive value.

Serafinox brings governance and visibility to every step of the spend lifecycle—built around SAP structures and the operating needs of finance teams.

Discover how Serafinox helps

  • SAP-Native by Design

    Works with SAP structures such as company codes, GLs, cost centers, WBS and internal orders.

  • Corporate Card Excellence

    Bring card feeds, spend controls, visibility, review and reconciliation into a controlled lifecycle.

  • Policy & Budget Control

    Apply policy checks, spending controls and budget-aware validation throughout the process.

  • Intercompany & Multi-Entity Ready

    Support shared-service and multi-company operating models with SAP-aligned routing and control.

  • Mobile for Everyone

    Enable employees and managers to submit, review, approve and track spend from mobile experiences.

  • Open Spend Visibility

    Give finance leaders clearer visibility into claims, approvals, exceptions and spend status.

Ready to transform your Spend-to-Settle journey?

See how Serafinox can bring corporate card and employee spend into a controlled, SAP-aligned lifecycle from capture through reconciliation and settlement.

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